'Parents are forced to provide their children to Russian re-education camps in occupied territories and in different parts of Russia, for example, in Chechnya, where Ukrainian children wearing military uniform are taught to use weapons.'
Invest in MFs for liquidity and choice of funds. Invest in NPS for the tax benefits, tax-free rebalancing, and for earmarked savings for retirement.
The ED will probe if money earned from the illicit narcotics trade was laundered to create movable and immovable assets by the accused. The investigation will run parallel to the NCB probe, the sources said.
If gratuity is not paid within 30 days of termination, the employer must pay interest as set by the central government.
'When interest rates rise, the NAVs of these funds will fall.' However, they won't fall as much as longer-duration funds.
'Splitting must result in tangible benefits for the customer, otherwise it will only mean more work for them in maintaining the policy and for their nominees.'
'Allocate up to 20 per cent of your core equity portfolio to quality funds.'
'Despite rising inflows, many NRIs lack awareness about NRO and NRE accounts and mistakenly use family accounts or invest in a relative's name.' 'Many are unaware of tax implications.'
For Indian parents, sending a child abroad for a three-year degree could deplete 48% of their retirement savings, while a four-year degree may consume up to 64%.
Join Rajeev Mahajan, Founder Director & CEO, Antworks Money, for an online chat at 2 pm, Thursday, January 25
'A 20 per cent equity allocation to ESG funds is a good start.' 'As more evidence on ESG performance builds, investors may increase allocations.'
Make minimum payments on all debts, then use extra funds to tackle the smallest debt first.
'If you see it as a burden, you'll struggle. But if you're enjoying the process and make small lifestyle changes, it becomes much easier.'
Data from Value Research analysed on five-year, three-year and one-year performances of active equity schemes to pick the best performers in popular scheme categories.
'If the borrower can't repay the loan due to lack of income or losses from speculative activities, they risk defaulting on it.' 'This could lead to the bank seizing the property.'
Senior citizens should avoid putting their entire retirement corpus in SCSS.
'Accidents are unpredictable, whether it's a mishap during Diwali, a fracture during travel, or a fall in the bathroom.'
Younger people, who usually have a longer investment horizon which allows them to handle the interim volatility, may go for them.
'...you evaluate three key factors before committing your money.'
'PPF carries minimal risk.' 'Its fixed-income nature allows investors to diversify their portfolios.'
New investors should gradually build a 5 to 10 per cent allocation to gold.
Customers frequently sign without reading the terms and conditions, resulting in a poor understanding of coverage, and eventually leading to partial payouts
Discussing something as challenging as money should not be done through texts or calls in the middle of a stressful week or even a weekend before an important event, advises Ravi Mittal, CEO, Quack Quack, an online dating app.
Once you follow these, it is also important to deploy your savings in inflation-beating investment avenues.
'Any earnings, regardless of location, will be subject to Indian income tax.'
'Save the entire chain of e-mail exchanges so that you have documented evidence to show you informed the bank about the issue.'
FDs are not advisable for long-term wealth creation as their post-inflation, post-tax returns are not very attractive.
Do not keep a large portion of your long-term portfolio in FDs.
If the cashless request is denied, the entire cost may need to be paid for planned treatments.
'Many do not have robust business models, and their prospects of survival and long-term growth are poor.'
'It's advisable not to go overboard on a banking sector fund or any other sector fund.'
'A 10 to 15 per cent allocation to gold in portfolios reduces risk without compromising on potential returns.'
Your awareness about the effect of the home loan tenure and EMI on your loan empowers you to take better decisions, explains Gaurav Mohta.
'If you invest in a rush at the last moment, you could compromise on selecting the best tax-saving options.'
Equity-focused schemes may perform better in a bull market, while debt-oriented ones may offer greater stability during volatile periods.
'File all the supporting documents in response to the allegation since there is a possibility of the proceedings getting dropped at that stage if the reply is satisfactory.'
While SGBs are a sound investment, they aren't worth buying at any price. The interest income you earn from them will not justify paying a high premium.
Make the most of the income that you earn by invest the money in the right instruments. The advantages of starting early and investing right cannot be overstated, says financial planner Harshad Chetanwala.
When evaluating bonds, returns shouldn't be the sole factor. Pay close attention to the bond's credit rating. It should ideally be AA or higher.
By staying informed and focusing on legitimate job openings, candidates can navigate the job market more effectively and safeguard their career aspirations.
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