Adopting overly aggressive strategies without considering risk could lead to significant losses during the next downturn.
A whirlwind trip of the dark underbelly of global finance, covering everything from tax law changes to aiding criminals to decamp with money from bank accounts.
Investors with a long-term horizon and high-risk appetite seeking capital appreciation can consider investing in ELSS.
Make the most of the income that you earn by invest the money in the right instruments. The advantages of starting early and investing right cannot be overstated, says financial planner Harshad Chetanwala.
It is essential to have a comprehensive motor policy, and not just a third-party cover, as the latter does not protect your own vehicle.
Build a portfolio diversified across market caps, investment styles, and geographies.
Submitting a late return helps you stay compliant with tax regulations and avoid legal issues.
'An equity-based index fund should be held for more than five years to average out market volatility and achieve financial goals.'
Form 16 contains details of salary income, deductions, and exemptions.
'A mid-year review makes the end-of-year financial review manageable and less stressful.'
'If an individual makes significant financial investments, she should stick to the old regime.' 'If the individual prefers straightforward computation without any tax benefits, the new regime would be suitable.'
'Filing a nil ITR serves as a formal declaration to the tax authorities that your earnings fell below the taxable threshold in the given financial year, and you had no tax liability during that period.'
Discrepancies between Form 26AS and Form 16 can lead to an inquiry by the I-T department.
Streedhan refers to gifts, money or property that a woman receives before her marriage, at the time of her marriage, during childbirth or widowhood, primarily from her parents, relatives or in-laws.
'It will drive a lot of surrounding business, that is where we see some good projects coming in.'
'Investing abroad helps mitigate currency risk for foreign-currency denominated goals, such as children's higher education and international travel.'
'It's better to be over-insured than underinsured.' 'Ensure your home insurance includes STFI (storm, tempest, flooding, and inundation) cover for protection against monsoon rains.'
Long-term investors should never stop their SIPs during market corrections.
These are usually found among small and midcaps. It is not easy to find such stocks, especially after a strong bull market, discovers Debashis Basu.
rediffGURU Dr Nagarajan JSK counsels students and parents towards making the right career choices, particularly in the field of pharmacy.
'Investors should not go for lump-sum investments in infrastructure funds at this point.' 'The SIP route is the best to avoid any major disappointment.'
The Scottish capital of Glasgow is set to be announced as the host city of a "scaled down" Commonwealth Games in 2026, a year after Australian state Victoria pulled out due to ballooning costs, according to reports.
Starting your investment early with more risk appetite will give the investor a better chance of growing the money.
'Liquid ETFs help in cash management by enabling a smooth transition between equity and cash within the same settlement cycle, as they trade in the same segment as equity.'
Mayank Goyal, founder and CEO, moneyHOP, will answer queries related to how to best manage your money while travelling internationally.
Sanju Samson influenced former IPL champions Rajasthan Royals' decision to opt for the maximum six retentions, head coach Rahul Dravid said on Monday.
Consider a combination of a base policy and a super top-up policy.
Investors should view the increase in the LTCG tax rate in conjunction with the increase in capital gains exemption from Rs 1 lakh to Rs 1.25 lakh, which will provide some relief.
'The adjustments (of tax slabs and standard deduction) will reduce the tax burden for salaried individuals with an income of around Rs 20 lakh by approximately Rs 18,000.' 'For non-salaried individuals with the same income level, the savings will be around Rs 10,000.'
Do not get repair work started without informing the insurer as the latter like to carry out end-to-end verification of damages and documents before approving a claim.
These funds at times invest in companies going through corporate restructuring, such as mergers, demergers, or buybacks.
Did you know that you can bargain with customer care and if you're lucky, you may get your favourite product at an affordable price?
Fight the high season and ridiculous prices with these simple and easy travel hacks.
If you fail to make the lump sum deposit before April 5, do so at least before the 5th of the next month (May). That way you will only lose out on the interest for April.
Income Tax department have released different tools to help you file your ITR-3 form easily.
The most essential and necessary things should be on top of the list and others which we can do without should be avoided, says Nandini Anandkumar.
Many seniors mistakenly believe they need not file returns if tax is deducted at source (TDS) on income received. This is incorrect.
Global brokerage firm CLSA has reversed its early tactical shift from Indian equities to Chinese stocks, and has decided to raise India allocation while cutting exposure to China. In its report titled 'Pouncing Tiger, Prevaricating Dragon', CLSA cited challenges facing Chinese markets in the aftermath of Donald Trump's victory in the US elections as the reason for the move. "Misfortune can happen in threes. So it has played out for Chinese equities over the past week.
Visiting Varanasi for Dev Deepavali should be on your bucket list.
A rider is a supplementary cover which can be purchased with the base policy by paying an additional premium.